We want to support you in achieving your goals by helping you focus on managing your risk. Safety planning aides in protecting your business from costly claims and increased premium. Our team offers advice and tools to implement policy and procedures that will proactively manage risk and create a safe environment.
• Patient care
• Abuse prevention
• Personnel management
• Cybersecurity
• Driver safety
• Workers Compensation Safety
We offer a broad range of coverage options designed for hospice, home healthcare, assisted living and skilled senior living facilities. Coverage options include:
Protects your business from the damages of lawsuits from errors, negligence, or undelivered services.
General liability protects you from claims including bodily injury, property damage, personal and advertising injury and others that can arise from your business operations.
Defends and covers your business for allegations and damages due to sexual misconduct or molestation.
Commercial property insurance covers your building and your business personal property, including: medical equipment, computers, furniture & equipment, exterior signs, fence & landscaping, important documents, inventory, and other’s property.
Protects your clients and business against employee theft. There are several different types of crime coverage, such as: employee dishonesty, forgery or alteration, funds transfer fraud, money & securities, and counterfeit money.
A commercial umbrella policy offers an extra layer of liability protection for your business. The umbrella provides additional coverage if your business auto, general, professional and employers liability coverage limits are exhausted from a claim.
Workers compensation insurance provides your employees income and medical coverage if they are involved in a work-related injury or illness. The business owner is also protected with employer’s liability. If your injured employee or their family sues your business, it provides coverage for your legal costs.
Cyber Liability protects your business from risks that come from using technology. This can include targeted attacks, such as malware and phishing, as well as the misplaced laptop containing confidential employee and client information. If your business computer system is breached by an attack, you may be responsible for the notification costs to inform the affected parties and provide credit monitoring.
Employment practices liability, also known as EPL, is coverage for wrongful acts arising from the employment process. EPL insurance responds with defense costs and damages related to employment-related claims made by employees alleging: discrimination, wrongful termination, harassment & retaliation, and many other employment-related issues.
If you are part of a non-profit organization, it protects your volunteers and provides medical expenses in the event of an accident.
Provides liability and physical damage coverage. In addition, home healthcare and hospice organizations face unique auto exposures. Employees may be driving personal vehicles for business operations. Non-owned and hired vehicle coverage is available for this type of exposure.