In the hustle and bustle of the holiday shopping season, it’s easy to get swept up in the excitement of big-name retailers and online giants. However, nestled between Black Friday and Cyber Monday is a day that champions local businesses and celebrates the heart of communities – Small Business Saturday. This annual event, which falls…
In the ever-evolving landscape of business, protecting your assets and investments is a top priority. While many businesses focus on traditional insurance policies like property and liability coverage, one often-overlooked is the importance of Crime Insurance. It is designed to safeguard your business against financial losses resulting from criminal activities within or directed at your…
Running a manufacturing business comes with its fair share of challenges and risks. From equipment breakdowns to workplace accidents, the manufacturing industry faces unique vulnerabilities that can lead to substantial financial losses. To safeguard your business and ensure its long-term success, it’s crucial to invest in manufacturing business insurance. Understanding the Manufacturing Industry Risks…
Running a business comes with its fair share of challenges, and ensuring its protection is a top priority. That’s where business insurance steps in to provide you with peace of mind and financial security. Why Business Insurance Matters: Accidents happen, unexpected events occur, and sometimes things don’t go as planned. With the right business…
As a contractor, you understand the importance of meticulous planning, skilled execution, and a strong work ethic to deliver successful projects for your clients. However, in the fast-paced world of construction and contracting, unforeseen events can disrupt even the most well-laid plans. Whether it’s property damage, bodily injuries, or legal liabilities, the risks faced by…
Contractors Insurance: Coverages You Need to Consider Licensing requirements and insurance coverages can be overwhelming for new or experienced contractors. Here are some insurance coverages you should consider. General Liability Insurance for Contractors General liability insurance for contractors provides coverage for bodily injuries and property damage resulting from your products, services or operations. If a…
Many small-business owners assume that if they don’t sell online, they don’t need to worry about cyber security. Why would hackers target a small business? We’ll give you two reasons: Every business stores valuable personal information. Small businesses are easy targets since most don’t think they need to worry about cyber security. Here are…
Workers Compensation for Self-Employed Businesses Workers comp for self-employed business owners protects your employees and your business from work-related accidents, illnesses, and even death. Every state carries individual requirements that employers have insurance to cover medical costs and lost wages for workers who are injured or become ill on the job. If you don’t carry…
Umbrella Liability: Protecting Your Business The reasons you purchase insurance to protect your business are well known, but what about purchasing umbrella liability? Often thought of as an excess coverage that is for catastrophic claims, umbrella liability is becoming an essential coverage for your business. Here’s why: • Loss Payouts Are Increasing • A Million…