- Broad Form Products & Completed Operations – Mechanics Errors and Omissions
- Personal Injury
- Drive Other Cars Coverage
Provides physical damage coverage to vehicles that are in your care, custody, or control, such as customers’ vehicles that are in for repair.
• Garage Keepers Coverage
• Coverage for customers’ personal property
Provides physical damage coverage for your building and business personal property, such as tools, equipment, and computers.
- Business Income and Extra Expense
- Employee Tools
- Pollutant Cleanup & Removal
Workers compensation insurance provides your employees income and medical coverage if they are involved in a work-related injury or illness. The business owner is also protected with employer’s liability. If your injured employee or their family sues your business, it provides coverage for your legal costs. These benefits provide coverage to help:
• Cover their medical care
• Replace most of their lost wages while recovering
• Pay for funeral expense
Who Needs Garage Keepers Insurance?
Any business that fixes or otherwise operates on a customer vehicle should consider a garage keepers policy. While not an exhaustive list, these are some businesses that should consider the coverage:
Any garage operations where customers vehicles are stored on site for any length of time should consider garage keepers legal liability coverage to protect their shop.